/* ==============================================
   Villamosbiztositas.info – Deferred Styles
   (loaded asynchronously, non-critical)
   ============================================== */

/* ── Stats Bar ── */
.stats-bar{background:var(--cream);padding:36px 28px}
.stats-inner{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stat-item{text-align:center;padding:20px 16px;border-radius:14px;background:#fff;box-shadow:0 2px 12px rgba(0,46,89,.06)}
.stat-num{display:block;font-family:var(--fh);font-size:clamp(28px,3.5vw,40px);font-weight:700;color:var(--navy);line-height:1.1;margin-bottom:6px}
.stat-num sup{font-size:.55em;vertical-align:super}
.stat-label{display:block;font-size:13px;color:var(--muted);font-weight:500}

/* ── Section shared ── */
.section-inner{max-width:1240px;margin:0 auto;padding:0 28px}
.section-header{text-align:center;margin-bottom:48px}
.section-title{font-family:var(--fh);font-size:clamp(28px,4vw,42px);font-weight:700;color:var(--navy);margin-bottom:12px;line-height:1.2}
.section-sub{font-size:17px;color:var(--muted);max-width:560px;margin:0 auto}
.section-header--light .section-title,.section-title--light{color:var(--cream)}
.section-header--light .section-sub,.section-sub--light{color:rgba(245,234,219,.7)}

/* ── SVG section wave ── */
.section-wave{display:none}

/* ── Services Section ── */
.services-section{padding:80px 0;background:var(--cream)}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.service-card{background:#fff;border-radius:18px;padding:36px 30px;box-shadow:0 2px 16px rgba(0,46,89,.07);transition:box-shadow .25s,transform .25s;border-bottom:3px solid transparent}
.service-card:hover{box-shadow:0 8px 32px rgba(0,46,89,.13);transform:translateY(-4px);border-bottom-color:var(--green)}
.service-icon{width:58px;height:58px;border-radius:14px;background:rgba(48,154,91,.1);display:flex;align-items:center;justify-content:center;margin-bottom:22px;color:var(--green)}
.service-card h3{font-family:var(--fh);font-size:20px;font-weight:700;color:var(--navy);margin-bottom:12px}
.service-card p{font-size:15px;color:var(--muted);line-height:1.7;margin-bottom:22px}
.service-link{font-size:14px;font-weight:600;color:var(--green);display:inline-flex;align-items:center;gap:4px;transition:gap .2s}
.service-link:hover{gap:8px}

/* ── Pricing Tabs ── */
.pricing-tab--combo{border-color:rgba(245,219,100,.35)!important;color:rgba(245,219,100,.75)!important}
.pricing-tab--combo.active{background:#f5db64;color:var(--navy)!important;border-color:#f5db64!important}
.pricing-tab--combo svg{color:inherit}
.pricing-combo-intro{text-align:center;color:rgba(245,234,219,.8);font-size:15px;margin-bottom:28px}
.pricing-combo-intro strong{color:var(--cream)}
.price-was{font-size:12px;color:rgba(245,234,219,.45);margin-bottom:4px}
.price-card--featured .price-was{color:rgba(0,46,89,.45)}
.price-was s{text-decoration:line-through}
.price-amount--combo{color:#f5db64!important}
.price-card--featured .price-amount--combo{color:var(--navy)!important}
.price-saving{display:inline-block;background:rgba(48,154,91,.2);color:#5dca85;font-size:11.5px;font-weight:700;padding:3px 10px;border-radius:20px;margin-bottom:16px}
.price-saving--dark{background:rgba(48,154,91,.15);color:var(--green)}

.pricing-tabs{display:flex;gap:10px;justify-content:center;margin-bottom:36px;flex-wrap:wrap}
.pricing-tab{display:inline-flex;align-items:center;gap:8px;padding:11px 24px;border-radius:50px;border:1.5px solid rgba(245,234,219,.22);background:transparent;color:rgba(245,234,219,.55);font-family:var(--fb);font-size:14px;font-weight:600;cursor:pointer;transition:all .2s;white-space:nowrap}
.pricing-tab:hover:not(.active){border-color:rgba(245,234,219,.45);color:rgba(245,234,219,.85)}
.pricing-tab.active{background:var(--cream);color:var(--navy);border-color:var(--cream)}
.pricing-tab svg{flex-shrink:0}
.pricing-panel{display:none}
.pricing-panel.active{display:block}

/* ── Booking service tab selector ── */
.booking-service-tabs{display:flex;gap:8px;flex-wrap:wrap}
.booking-service-tab{display:inline-flex;align-items:center;gap:7px;padding:10px 18px;border-radius:50px;border:1.5px solid rgba(245,234,219,.22);background:transparent;color:rgba(245,234,219,.55);font-family:var(--fb);font-size:13.5px;font-weight:600;cursor:pointer;transition:all .2s;white-space:nowrap;user-select:none}
.booking-service-tab input[type="checkbox"]{position:absolute;opacity:0;width:0;height:0}
.booking-service-tab:hover{border-color:rgba(245,234,219,.45);color:rgba(245,234,219,.85)}
.booking-service-tab:has(input:checked){background:var(--cream);color:var(--navy);border-color:var(--cream)}
.booking-service-tab--combo{border-color:rgba(245,219,100,.35);color:rgba(245,219,100,.75)}
.booking-service-tab--combo:has(input:checked){background:#f5db64;color:var(--navy);border-color:#f5db64}

/* ── Pricing Section ── */
.pricing-section{padding:80px 0;background:var(--navy)}
.pricing-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:24px}
.price-card{background:rgba(255,255,255,.06);border-radius:18px;padding:28px 22px;border:1.5px solid rgba(245,234,219,.15);display:flex;flex-direction:column;transition:transform .25s,border-color .25s}
.price-card:hover{transform:translateY(-4px);border-color:rgba(245,234,219,.35)}
.price-card--featured{background:var(--cream);border-color:var(--cream)}
.price-badge{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:rgba(245,234,219,.55);margin-bottom:14px}
.price-badge--light{color:var(--navy)}
.price-type{font-family:var(--fh);font-size:22px;font-weight:700;color:var(--cream);margin-bottom:12px;line-height:1.2}
.price-card--featured .price-type{color:var(--navy)}
.price-amount{font-family:var(--fh);font-size:clamp(22px,2.5vw,30px);font-weight:700;color:var(--green);margin-bottom:18px;line-height:1}
.price-card--featured .price-amount{color:var(--navy)}
.price-amount span{font-size:.55em;font-weight:600;color:var(--muted)}
.price-card--featured .price-amount span{color:var(--muted)}
.price-includes{list-style:none;flex:1;margin-bottom:24px}
.price-includes li{font-size:13.5px;color:rgba(245,234,219,.75);padding:5px 0;padding-left:20px;position:relative;line-height:1.5}
.price-includes li::before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:700}
.price-card--featured .price-includes li{color:var(--muted)}
.btn-price{display:block;text-align:center;padding:12px 16px;border-radius:50px;font-size:14px;font-weight:600;font-family:var(--fb);background:var(--green);color:#fff;transition:background .2s,transform .15s;cursor:pointer;border:none}
.btn-price:hover{background:var(--green-d);transform:translateY(-1px)}
.btn-price--dark{background:var(--navy);color:var(--cream)}
.btn-price--dark:hover{background:var(--navy-l)}
.pricing-note{font-size:12.5px;color:rgba(245,234,219,.45);text-align:center;max-width:600px;margin:0 auto}

/* ── Process Section ── */
.process-section{padding:80px 0;background:var(--cream)}
.process-steps{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;align-items:start;gap:0}
.process-step{text-align:center;padding:0 12px}
.step-num{font-family:var(--fh);font-size:44px;font-weight:700;color:var(--cream-d);line-height:1;margin-bottom:14px;transition:color .3s}
.process-step:hover .step-num{color:var(--green)}
.process-step h3{font-family:var(--fh);font-size:17px;font-weight:700;color:var(--navy);margin-bottom:8px}
.process-step p{font-size:14px;color:var(--muted);line-height:1.6}
.process-arrow{display:flex;align-items:center;justify-content:center;padding:0 4px;color:var(--cream-d);margin-top:14px}

/* ── Guarantees Section ── */
.guarantee-section{padding:80px 0;background:#eef7f2}
.guarantee-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.guarantee-card{background:#fff;border-radius:18px;padding:32px 28px;box-shadow:0 2px 14px rgba(48,154,91,.08);border-left:4px solid var(--green)}
.guarantee-icon{width:50px;height:50px;border-radius:12px;background:rgba(48,154,91,.1);display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--green)}
.guarantee-card h3{font-family:var(--fh);font-size:19px;font-weight:700;color:var(--navy);margin-bottom:10px}
.guarantee-card p{font-size:15px;color:var(--muted);line-height:1.7}
.guarantee-card strong{color:var(--navy)}

/* ── Reviews Section ── */
.reviews-section{padding:80px 0;background:var(--navy)}
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review-card{background:rgba(245,234,219,.08);border-radius:18px;padding:28px;border:1.5px solid rgba(245,234,219,.12);display:flex;flex-direction:column;transition:border-color .25s,transform .25s}
.review-card:hover{border-color:rgba(245,234,219,.3);transform:translateY(-3px)}
.review-stars{color:#f59e0b;font-size:18px;letter-spacing:2px}
.review-card blockquote{flex:1}
.review-card blockquote p{font-size:15px;color:rgba(245,234,219,.85);line-height:1.75;font-style:italic;margin-bottom:20px}
.review-author{display:flex;flex-direction:column;gap:3px}
.author-name{font-weight:700;color:var(--cream);font-size:14px}
.author-location{font-size:12.5px;color:rgba(245,234,219,.5)}

/* ── Booking Section ── */
.booking-section{padding:0}
.booking-inner{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:420px 1fr;min-height:560px}
.booking-left{background-color:var(--navy);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cline x1='0' y1='30' x2='30' y2='0' stroke='rgba(245,234,219,0.06)' stroke-width='1.5' stroke-linecap='round'/%3E%3Cline x1='30' y1='0' x2='60' y2='30' stroke='rgba(245,234,219,0.06)' stroke-width='1.5' stroke-linecap='round'/%3E%3Cline x1='0' y1='30' x2='30' y2='60' stroke='rgba(245,234,219,0.06)' stroke-width='1.5' stroke-linecap='round'/%3E%3Cline x1='30' y1='60' x2='60' y2='30' stroke='rgba(245,234,219,0.06)' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");padding:64px 48px;display:flex;flex-direction:column;justify-content:center;border-radius:0}
.booking-left h2{font-family:var(--fh);font-size:clamp(26px,3vw,38px);font-weight:700;color:var(--cream);line-height:1.2;margin-bottom:16px}
.booking-left h2 em{font-style:italic;color:var(--green)}
.booking-left>p{font-size:16px;color:rgba(245,234,219,.7);line-height:1.7;margin-bottom:36px}
.booking-info-list{list-style:none}
.booking-info-list li{display:flex;align-items:flex-start;gap:14px;margin-bottom:20px;color:rgba(245,234,219,.85);font-size:15px}
.booking-info-list li svg{flex-shrink:0;margin-top:2px;color:var(--green)}
.booking-info-list li small{font-size:12px;color:rgba(245,234,219,.5);display:block;margin-top:2px}
.booking-right{background:var(--cream);padding:52px 48px}
.booking-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.form-group--full{grid-column:1/-1}
.btn-submit--full{font-size:16px;padding:16px}

/* ── Footer ── */
.site-footer{background-color:var(--navy);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24'%3E%3Ccircle cx='1' cy='1' r='1.2' fill='rgba(245,234,219,0.06)'/%3E%3C/svg%3E");padding:56px 28px 36px}
.footer-inner{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:48px}
.footer-brand{font-family:var(--fh);font-size:20px;font-weight:700;color:var(--cream);margin-bottom:12px}
.footer-desc{font-size:14px;color:rgba(245,234,219,.6);line-height:1.7;margin-bottom:24px;max-width:280px}
.footer-copy{font-size:12.5px;color:rgba(245,234,219,.4)}
.footer-col h4{font-family:var(--fh);font-size:15px;font-weight:700;color:var(--cream);margin-bottom:18px;letter-spacing:.02em}
.footer-col ul{list-style:none}
.footer-col ul li{margin-bottom:10px;font-size:14px;color:rgba(245,234,219,.6)}
.footer-col ul a{color:rgba(245,234,219,.6);transition:color .2s}
.footer-col ul a:hover{color:var(--cream)}

/* ── Scroll reveal animation ── */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .55s ease,transform .55s ease}
.reveal.visible{opacity:1;transform:none}

/* ══════════════ RESPONSIVE ══════════════ */
@media(max-width:1100px){
  .pricing-grid{grid-template-columns:repeat(2,1fr)}
  .process-steps{grid-template-columns:1fr;gap:8px}
  .process-arrow{transform:rotate(90deg);margin:0 auto}
  .footer-inner{grid-template-columns:1fr 1fr;gap:36px}
  .footer-col--brand{grid-column:1/-1}
}
@media(max-width:900px){
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .services-grid{grid-template-columns:1fr}
  .reviews-grid{grid-template-columns:1fr}
  .guarantee-grid{grid-template-columns:1fr}
  .booking-inner{grid-template-columns:1fr}
  .booking-left{padding:32px 20px 0;position:relative;overflow:hidden}
  .booking-left::after{content:'';display:block;height:56px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 400 56' preserveAspectRatio='none'%3E%3Cpath d='M0,56 L0,28 C80,6 160,50 240,22 C300,6 360,38 400,24 L400,56 Z' fill='%23f5eadb'/%3E%3C/svg%3E");background-size:100% 100%;background-repeat:no-repeat;margin-top:28px;flex-shrink:0}
  .booking-right{padding:28px 20px}
  .booking-form-grid{grid-template-columns:1fr}
  .form-group--full{grid-column:1}
  .service-checkboxes{grid-template-columns:1fr}
}
@media(max-width:680px){
  .stats-bar{padding:20px 16px}
  .stats-inner{grid-template-columns:1fr 1fr;gap:12px}
  .stat-item{padding:14px 10px;border-radius:10px}
  .stat-num{font-size:24px;margin-bottom:3px}
  .stat-label{font-size:11.5px}
  .section-inner{padding:0 16px}
  .section-header{margin-bottom:28px}
  .section-title{font-size:24px;margin-bottom:8px}
  .section-sub{font-size:14px}
  .services-section{padding:40px 0}
  .pricing-section,.process-section,.guarantee-section,.reviews-section{padding:40px 0}
  .pricing-grid{grid-template-columns:1fr}
  .service-card{padding:24px 20px;border-radius:14px}
  .service-icon{width:46px;height:46px;margin-bottom:14px}
  .service-card h3{font-size:17px;margin-bottom:8px}
  .service-card p{font-size:14px;margin-bottom:14px}
  .price-card{padding:20px 16px;border-radius:14px;border-color:rgba(245,234,219,0.28);background:rgba(255,255,255,0.07)}
  .price-type{font-size:18px;margin-bottom:8px}
  .price-amount{font-size:24px;margin-bottom:14px}
  .price-includes li{font-size:12.5px;padding:4px 0}
  .process-step{padding:0 8px}
  .step-num{font-size:34px;margin-bottom:8px}
  .process-step h3{font-size:15px;margin-bottom:6px}
  .process-step p{font-size:13px}
  .guarantee-card{padding:22px 18px;border-radius:14px}
  .guarantee-icon{width:42px;height:42px;margin-bottom:12px}
  .guarantee-card h3{font-size:16px;margin-bottom:8px}
  .guarantee-card p{font-size:13.5px}
  .review-card{padding:20px 18px;border-radius:14px}
  .review-card blockquote p{font-size:13.5px;margin-bottom:14px}
  .pricing-tabs{gap:8px;margin-bottom:24px}
  .pricing-tab{padding:9px 14px;font-size:12.5px;gap:6px}
  .footer-inner{grid-template-columns:1fr;gap:28px}
  .footer-col--brand{grid-column:1}
  .site-footer{padding:36px 16px 24px}
}
@media(max-width:440px){
  .stats-inner{grid-template-columns:1fr 1fr}
  .section-title{font-size:22px}
  .booking-left,.booking-right{padding:24px 16px}
  .pricing-tab{padding:8px 12px;font-size:12px}
}